Banking & Financial Stability
Bank balance sheets, regulatory capital, liquidity and NPL ratios from the IMF Financial Soundness Indicators, alongside BIS locational and consolidated banking statistics, debt-securities and OTC-derivatives series. Monetary aggregates and supervisory data from the ECB and central-bank reporters. Mostly quarterly, country-level.
Example Research questions
Using Aard plugin enables agentic research to draft responses to complex questions about banking & financial stability from primary data with speed and low token count. These questions might include:
- Show consolidated foreign claims of euro-area banks on emerging-market sovereigns since 2010.
- Compare bank capital adequacy ratios across G20 jurisdictions in the most recent quarter.
- Plot the euro-area money supply M3 growth rate against the ECB policy rate over the last decade.
Answered from the source
Worked answers on this topic, each figure carrying the API call it came from and the publication behind it.
- How exposed are Australian banks to housing?
Residential lending is 65.0 per cent of the IMF's paired loan total, the highest of nine economies compared.
- How have Australian bank profits changed?
Return on equity fell from 20.1 per cent in 2015 to 11.3 per cent in the December quarter 2025.
- How much debt do Australian households have?
Households owed $3.30 trillion at March 2026, worth 114.1 per cent of GDP, against 66.0 across advanced economies.
- How strong are Australian banks?
Regulatory capital is 20.6 per cent of risk-weighted assets, nearly double the 10.9 per cent of September 2008.
Primary sources
All series on this topic are imported from SDMX and kept in sync with their upstream publishers. Provenance travels with every response.