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Insights / National Accounts & GDP

How much do Australian households save?

Ask this yourself

Show me the share of their income Australian households save, how far it swung during the pandemic, and whether it is back to where it was before.

About six and a half cents in every dollar of net disposable income. Seasonally adjusted, the household saving ratio was 6.5 per cent in the June quarter of 2026, in line with the 6.2 per cent of the 2010s but about half the 1960s-to-1980s norm — after reaching 23.3 per cent in mid-2020 and collapsing to 1.8 in 2023.

Household saving ratio, seasonally adjusted
6.5%
June quarter 2026 · from 6.4% in the March quarter
Pandemic peak, seasonally adjusted
23.3%
June quarter 2020 · highest in the series
Post-pandemic trough, seasonally adjusted
1.8%
September quarter 2023 · lowest since 2008

1. Back to the 2010s, not to the post-war norm

The is what is left of the 's net disposable income after it has spent, net of the capital it uses up. It went from 6.2 per cent in the December quarter of 2019 to 23.3 two quarters later, when arrived and there was nothing open to spend them on, then fell to 1.8 per cent by late 2023 as prices and mortgage rates rose. The recovery since has taken eleven quarters. Which level counts as normal is a choice: the 2010s averaged 6.2 per cent, the 2000s 1.2, and the 1970s 16.0.

Household saving ratio

Household net saving as a share of household net disposable income, seasonally adjusted

  • Household saving ratio
  • 2010s average (calculated)

% of disposable income · Quarter

Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026 Australian National Accounts: National Income, Expenditure and Product

Show the numbers
Household saving ratio
QuarterHousehold saving ratio2010s average (calculated)
Mar 19954.8%6.2%
Jun 19953.2%6.2%
Sep 19954.5%6.2%
Dec 19954.6%6.2%
Mar 19964.6%6.2%
Jun 19965.5%6.2%
Sep 19966.0%6.2%
Dec 19966.5%6.2%
Mar 19976.3%6.2%
Jun 19976.1%6.2%
Sep 19975.0%6.2%
Dec 19973.7%6.2%
Mar 19982.4%6.2%
Jun 19981.4%6.2%
Sep 19981.8%6.2%
Dec 1998-0.40%6.2%
Mar 1999-1.2%6.2%
Jun 19991.9%6.2%
Sep 19990.50%6.2%
Dec 19990.70%6.2%
Mar 20001.5%6.2%
Jun 2000-1.5%6.2%
Sep 20003.7%6.2%
Dec 20000.10%6.2%
Mar 20010.70%6.2%
Jun 20011.5%6.2%
Sep 20013.3%6.2%
Dec 20015.5%6.2%
Mar 20023.8%6.2%
Jun 2002-1.9%6.2%
Sep 2002-1.9%6.2%
Dec 2002-2.1%6.2%
Mar 2003-1.4%6.2%
Jun 2003-0.80%6.2%
Sep 2003-1.3%6.2%
Dec 2003-1.6%6.2%
Mar 2004-2.2%6.2%
Jun 20041.3%6.2%
Sep 2004-1.2%6.2%
Dec 2004-0.20%6.2%
Mar 20051.1%6.2%
Jun 20051.0%6.2%
Sep 20050.40%6.2%
Dec 2005-0.70%6.2%
Mar 2006-0.70%6.2%
Jun 2006-2.6%6.2%
Sep 20060.10%6.2%
Dec 20060.50%6.2%
Mar 2007-0.30%6.2%
Jun 20070.70%6.2%
Sep 2007-0.50%6.2%
Dec 20070.00%6.2%
Mar 20081.4%6.2%
Jun 20082.5%6.2%
Sep 20083.6%6.2%
Dec 20089.5%6.2%
Mar 20097.4%6.2%
Jun 20098.6%6.2%
Sep 20095.4%6.2%
Dec 20095.2%6.2%
Mar 20105.8%6.2%
Jun 20104.8%6.2%
Sep 20105.9%6.2%
Dec 20107.4%6.2%
Mar 20118.0%6.2%
Jun 20117.5%6.2%
Sep 20117.9%6.2%
Dec 20118.8%6.2%
Mar 20126.7%6.2%
Jun 20127.5%6.2%
Sep 20125.1%6.2%
Dec 20126.2%6.2%
Mar 20136.8%6.2%
Jun 20136.7%6.2%
Sep 20136.3%6.2%
Dec 20137.1%6.2%
Mar 20147.1%6.2%
Jun 20147.9%6.2%
Sep 20147.4%6.2%
Dec 20147.5%6.2%
Mar 20157.2%6.2%
Jun 20157.5%6.2%
Sep 20156.8%6.2%
Dec 20155.3%6.2%
Mar 20165.2%6.2%
Jun 20165.6%6.2%
Sep 20165.6%6.2%
Dec 20165.1%6.2%
Mar 20175.2%6.2%
Jun 20174.5%6.2%
Sep 20174.2%6.2%
Dec 20174.7%6.2%
Mar 20184.4%6.2%
Jun 20184.4%6.2%
Sep 20184.7%6.2%
Dec 20185.4%6.2%
Mar 20195.5%6.2%
Jun 20194.7%6.2%
Sep 20197.1%6.2%
Dec 20196.2%6.2%
Mar 20208.6%6.2%
Jun 202023.3%6.2%
Sep 202020.1%6.2%
Dec 202013.9%6.2%
Mar 202113.8%6.2%
Jun 202111.5%6.2%
Sep 202120.1%6.2%
Dec 202112.9%6.2%
Mar 202211.2%6.2%
Jun 20228.5%6.2%
Sep 20227.8%6.2%
Dec 20224.1%6.2%
Mar 20232.3%6.2%
Jun 20232.0%6.2%
Sep 20231.8%6.2%
Dec 20233.4%6.2%
Mar 20242.8%6.2%
Jun 20243.2%6.2%
Sep 20244.9%6.2%
Dec 20245.5%6.2%
Mar 20256.8%6.2%
Jun 20255.9%6.2%
Sep 20256.1%6.2%
Dec 20257.2%6.2%
Mar 20266.4%6.2%
Jun 20266.5%6.2%

2. The other side of the same coin

Saving and spending are one decision seen twice. was 56.1 per cent of in 2005-06 and 52.0 per cent in 2025-26, though not as a steady drift: the share was 57.2 per cent in 2015-16, above where it started, and the whole of the fall came after that. It bottomed at 49.1 per cent in 2021-22, not in 2020-21. General rose from 18.3 per cent of GDP to 23.3 over the same twenty years, more than the household share fell, so the two do not net out — the rest sits in trade and inventories.

Household spending as a share of the economy

Household final consumption expenditure, current prices, original, share of GDP, financial years

  • Household consumption
  • 2000-01 level

% of GDP · Financial year

Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026 Australian National Accounts: National Income, Expenditure and Product

Show the numbers
Household spending as a share of the economy
Financial yearHousehold consumption2000-01 level
1995-9657.158.1
1996-9756.758.1
1997-9857.058.1
1998-9957.658.1
1999-0057.458.1
2000-0158.158.1
2001-0257.358.1
2002-0357.858.1
2003-0457.458.1
2004-0556.958.1
2005-0656.158.1
2006-0756.058.1
2007-0855.958.1
2008-0954.158.1
2009-1055.558.1
2010-1154.058.1
2011-1253.758.1
2012-1354.858.1
2013-1455.058.1
2014-1556.258.1
2015-1657.258.1
2016-1755.758.1
2017-1855.558.1
2018-1954.358.1
2019-2052.558.1
2020-2151.058.1
2021-2249.158.1
2022-2350.558.1
2023-2451.458.1
2024-2551.958.1
2025-2652.058.1

3. The nation saves less than it used to

The is only one saver. across the whole economy — households, companies and government together, after allowing for the capital used up in production — was 3.6 per cent of in 2025-26, against 7.5 per cent in 2012-13. It averaged 13.0 per cent of GDP across the two decades to 1979-80 and peaked at 15.9 per cent in 1973-74, which is the fall this heading means. It has also been lower than today inside the recent window, at 2.4 per cent in 2015-16, so the comparison year chosen decides the story.

National net saving

Net saving, current prices, original, share of GDP, financial years

  • Net saving
  • 1995-96 level

% of GDP · Financial year

Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026 Australian National Accounts: National Income, Expenditure and Product

Show the numbers
National net saving
Financial yearNet saving1995-96 level
1995-964.34.3
1996-975.74.3
1997-985.34.3
1998-994.14.3
1999-004.84.3
2000-013.94.3
2001-025.24.3
2002-034.64.3
2003-045.44.3
2004-054.64.3
2005-065.34.3
2006-075.04.3
2007-085.74.3
2008-097.64.3
2009-105.24.3
2010-117.34.3
2011-128.54.3
2012-137.54.3
2013-146.84.3
2014-154.94.3
2015-162.44.3
2016-174.04.3
2017-183.94.3
2018-194.74.3
2019-205.64.3
2020-217.84.3
2021-227.74.3
2022-236.54.3
2023-245.24.3
2024-254.04.3
2025-263.64.3

4. And invests a smaller share than it did in the mining boom

Saving and investment are separate accounts, and the gap between them is what Australia borrows from abroad. was 24.8 per cent of in 2025-26, below the 27.7 per cent of 2012-13 at the peak of the mining construction boom, and up from the 22.6 per cent low of 2020-21. Private investment is 19.3 per cent of GDP and public investment 5.5, the latter up from 4.6 per cent in 2015-16. This is a gross measure and the 3.6 per cent net saving figure above is net of the capital used up, so the two are not directly comparable.

Investment as a share of the economy

Gross fixed capital formation, current prices, original, share of GDP, financial years

  • All investment
  • Private
  • Other series

% of GDP · Financial year

Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026 Australian National Accounts: National Income, Expenditure and Product

Show the numbers
Investment as a share of the economy
Financial yearAll investmentPrivatePublic
1995-9624.119.05.1
1996-9724.019.34.7
1997-9825.121.04.2
1998-9925.320.64.8
1999-0025.921.54.4
2000-0123.219.04.2
2001-0224.319.94.4
2002-0326.021.84.2
2003-0426.622.54.1
2004-0527.022.64.4
2005-0627.723.04.7
2006-0727.322.64.7
2007-0828.123.15.0
2008-0927.522.35.2
2009-1026.920.86.2
2010-1125.920.45.5
2011-1227.322.15.2
2012-1327.722.75.0
2013-1426.822.24.6
2014-1526.121.74.4
2015-1625.320.64.6
2016-1724.019.05.0
2017-1824.419.45.0
2018-1923.318.25.1
2019-2022.717.65.1
2020-2122.617.55.1
2021-2223.118.15.0
2022-2323.218.05.2
2023-2424.118.55.6
2024-2524.418.75.7
2025-2624.819.35.5

What to watch for

  • The household saving ratio is a net measure: it subtracts consumption of fixed capital from household income before the ratio is taken, which is why it sits well below the 'share of income not spent' a household would calculate for itself.
  • It is also a residual — the difference between two large estimates, income and consumption — so it is revised more heavily than most national accounts series, and quarter-to-quarter moves of a few tenths should not be read as signal.
  • The 2020 and 2021 values reflect one-off pandemic transfers and closed borders and are not comparable with surrounding quarters.
  • The financial-year shares are current-price ratios of four-quarter sums of original series. Chain volume measures are never used for a share anywhere on this page.
  • The ABS Data API publishes no household income account, so the 2010s average on the first chart is the mean of the forty published quarterly ratios rather than a ratio of summed net saving to summed net disposable income. The two are different operations; the mean is what the figure is, and the chart series is labelled as calculated.

References

Data extracted . Reviewed 2026-09-17 by Aard Data Team. Each numbered entry is the publication that documents the figures; the calls beneath it are the ones the retrieval actually made, and each figure is numbered under its publication — 1.1, 1.2 — and links to the narrowest call that returns it.

  1. [1]Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026
    Released 2026-09-02
    Vintage: Quarterly. Chain volume measures are not additive except in the reference year; current price values are. Revised with each quarterly and annual release and at each historical revision.
    • API Calls: · extracted 15 September 2026
      ABS:ANA_AGG(1.0.0)https://data.api.abs.gov.au/rest/data/ABS,ANA_AGG,1.0.0/all?startPeriod=1990-Q1

      The ABS publishes the saving ratio itself, so no division is done here. The 2010s average of 6.2 per cent quoted on the page is the mean of the forty quarters from March 2010 to December 2019 in this same series, calculated by Aard. Re-run verbatim on 2026-09-16 while migrating this page to evidence records; every value below reproduced exactly.

      • 1.63.6 % of GDPderived here · 2025-26 · Net saving, all sectors, over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.77.5 % of GDPderived here · 2012-13 · Net saving, all sectors, over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.85.3 % of GDPderived here · 2005-06 · Net saving, all sectors, over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response

      Net saving is the whole economy's — households, corporations and government — after consumption of fixed capital, which is why it is far below the household ratio above. Both series come out of the one call, both current prices. The shares are calculated by Aard from four-quarter sums. Re-run verbatim on 2026-09-16 while migrating this page to evidence records; every value below reproduced exactly.

    • API Calls: · extracted 17 September 2026
      ABS:ANA_AGG(1.0.0)https://data.api.abs.gov.au/rest/data/ABS,ANA_AGG,1.0.0/M7.HSR.20.AUS.Q
      • 1.920.2 % · 1974-Q2 · Household saving ratio, seasonally adjusted, Australia, quarterlyM7.HSR.20.AUS.Q
      • 1.106.5 % · 2026-Q2 · Household saving ratio, seasonally adjusted, Australia, quarterlyM7.HSR.20.AUS.Q
      • 1.1123.3 % · 2020-Q2 · Household saving ratio, seasonally adjusted, Australia, quarterlyM7.HSR.20.AUS.Q
      • 1.121.8 % · 2023-Q3 · Household saving ratio, seasonally adjusted, Australia, quarterlyM7.HSR.20.AUS.Q
      • 1.136.2 % · 2019-Q4 · Household saving ratio, seasonally adjusted, Australia, quarterlyM7.HSR.20.AUS.Q

      Corrected copy of abs-ana-5206-2026-q2-household-saving-ratio-since-1959, whose 1974-Q2 observation read 21.6 per cent. The ABS publishes 20.2, and 21.6 appears nowhere in the 268-quarter series. The figure was never in the page's prose — the decade means the page quotes (1970s 16.0, 2000s 1.2, 2010s 6.2) all reproduce exactly — but the reference list and the hover card printed it, so it was reader-facing. Found on 2026-09-17 by checking every linked figure against the series its call returns. A correction is a new record, never an edit: abs-ana-5206-2026-q2-household-saving-ratio-since-1959 stays as it was. The household saving ratio over its whole published life, fetched with no startPeriod on 2026-09-17, after the round-2 audit found the page calling 6.5 per cent 'back to normal' against a window that excludes every decade in which saving was high. M7.HSR.20.AUS.Q returns 268 quarters from 1959-Q3. Decade means of the published quarterly ratios, calculated by Aard: 1960s 13.9, 1970s 16.0, 1980s 11.8, 1990s 4.8, 2000s 1.2, 2010s 6.2, 2020s so far 8.5. The page's chart starts in 1995 and its 'normal' is the 2010s, so a reader saw only the two lowest decades on record. At 6.5 per cent households save roughly half what they saved through the 1960s to 1980s and several times what they saved in the 2000s: which of those is 'normal' is a choice, and the page has to make it visible rather than make it silently. This is the same standard section 3 of the same page already applies to national net saving, where it reaches back to 1959-60, states the 13.0 per cent mean and adds that 'the comparison year chosen decides the story'. The audit's point is that section 1 was left on the opposite standard. These are means of published ratios, not of growth rates — a saving ratio is a share, and averaging shares over quarters is admissible where averaging growth rates would not be. Every value reproduced exactly on 2026-09-17.

    • API Calls: · extracted 15 September 2026
      ABS:ANA_EXP(1.0.0)https://data.api.abs.gov.au/rest/data/ABS,ANA_EXP,1.0.0/all?startPeriod=1990-Q1
      • 1.1456.1 % of GDPderived here · 2005-06 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.1552 % of GDPderived here · 2025-26 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.1651 % of GDPderived here · 2020-21 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response

      Numerator and denominator are the same call: ABS:ANA_EXP(1.0.0) carries GDP alongside the expenditure components, and its GDP is identical to ABS:ANA_AGG's. Both are current prices, which are additive; chain volume measures are not, and a share computed from them would be wrong. Financial years are four-quarter sums of original series, calculated by Aard — the ABS publishes no quarterly financial-year total. Re-run verbatim on 2026-09-16 while migrating this page to evidence records; every value below reproduced exactly.

      • 1.1757.2 % of GDPderived here · 2015-16 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.1856.1 % of GDPderived here · 2005-06 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.1952 % of GDPderived here · 2025-26 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2018.3 % of GDPderived here · 2005-06 · General government final consumption expenditure over GDP, current prices, original, financial yearC.FCE.GGS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.GGS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2123.3 % of GDPderived here · 2025-26 · General government final consumption expenditure over GDP, current prices, original, financial yearC.FCE.GGS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.GGS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2227.7 % of GDPderived here · 2005-06 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2328.2 % of GDPderived here · 2007-08 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2427.7 % of GDPderived here · 2012-13 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2522.6 % of GDPderived here · 2020-21 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2622.7 % of GDPderived here · 2019-20 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2724.8 % of GDPderived here · 2025-26 · Gross fixed capital formation over GDP, current prices, original, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response

      The PATH between the endpoints the household-saving page quotes, written after the 2026-09-16 audit found three claims that its endpoints supported and its path did not. (1) The page said household consumption 'drifted down as a share of the economy for two decades' from 56.1 in 2005-06 to 52.0 in 2025-26. Both endpoints are right; the middle is not a drift. The share was 57.2 per cent in 2015-16, ABOVE where it started, and the whole of the fall came afterwards. (2) The page attributed that fall partly to 'the growing share of the economy taken by ... investment'. Investment did not grow its share: gross fixed capital formation was 27.7 per cent of GDP in 2005-06 and 24.8 per cent in 2025-26, a fall of 2.9 points across the same window. The government half of the claim is true and had no record behind it, so it is recorded here: general government final consumption expenditure went from 18.3 to 23.3 per cent. (3) The page called 2019-20 the investment trough. 2020-21 is lower, at 22.6, and the page's own chart plots it. It also called 27.7 per cent 'the mining construction boom' peak; the series peak is 28.2 in 2007-08, before it. All current prices and original, because current prices are additive and chain volume measures are not. Financial-year totals are four-quarter sums (September, December, March, June) and the shares are those sums over the same year's current-price GDP, both calculated by Aard — the ABS publishes no financial-year figure in this dataflow. Fetched from the same dataflow and the same June 2026 release on 2026-09-16 and every value reproduced.

      • 1.2851 % of GDPderived here · 2020-21 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.2949.1 % of GDPderived here · 2021-22 · Household final consumption expenditure over GDP, current prices, original, financial yearC.FCE.PHS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.FCE.PHS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response

      The household consumption share's actual minimum, after the round-2 audit found the page calling 2020-21 'the dip' when the page's own chart plots the low a year later. 2019-20 is 52.46, 2020-21 is 50.95 and 2021-22 is 49.05 — the series minimum. Current prices and original; four-quarter sums and the shares over the same year's current-price GDP, calculated by Aard. Fetched from the same dataflow and the same June 2026 release on 2026-09-17.

      • 1.3024.8 % of GDPderived here · 2025-26 · Gross fixed capital formation, all sectors, over GDP, current prices, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.3127.7 % of GDPderived here · 2012-13 · Gross fixed capital formation, all sectors, over GDP, current prices, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.3222.7 % of GDPderived here · 2019-20 · Gross fixed capital formation, all sectors, over GDP, current prices, financial yearC.GFC.SSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.SSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.3319.3 % of GDPderived here · 2025-26 · Private gross fixed capital formation over GDP, current prices, financial yearC.GFC.PSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.PSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.345.5 % of GDPderived here · 2025-26 · Public gross fixed capital formation over GDP, current prices, financial yearC.GFC.GSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.GSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response
      • 1.354.6 % of GDPderived here · 2015-16 · Public gross fixed capital formation over GDP, current prices, financial yearC.GFC.GSS.10.AUS.Q ÷ C.GPM.SSS.10.AUS.Q· C.GFC.GSS.10.AUS.Q over C.GPM.SSS.10.AUS.Q, both series in this response

      Total, private and public investment against GDP, all four series out of the one call, which is what lets the sectors be set beside the total without a linkage question. Shares calculated by Aard from four-quarter sums of current-price original series. Re-run verbatim on 2026-09-16 while migrating this page to evidence records; every value below reproduced exactly.

    • API Calls: · extracted 16 September 2026
      ABS:ANA_AGG(1.0.0)https://data.api.abs.gov.au/rest/data/ABS,ANA_AGG,1.0.0/M3.SAV.10.AUS.Q?startPeriod=1959-Q1
      • 1.3615.9 % of GDPderived here · 1973-74 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.3715 % of GDPderived here · 1959-60 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.3810.5 % of GDPderived here · 1979-80 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.393.9 % of GDPderived here · 2000-01 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.402.4 % of GDPderived here · 2015-16 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response
      • 1.413.6 % of GDPderived here · 2025-26 · Net saving over GDP, current prices, original, financial yearM3.SAV.10.AUS.Q ÷ M3.GPM.10.AUS.Q· M3.SAV.10.AUS.Q over M3.GPM.10.AUS.Q, both series in this response

      National net saving as a share of GDP back to the start of the series, fetched on 2026-09-16 specifically to answer the audit's point that the section heading 'The nation saves less than it used to' was true and unsupported. The page's chart starts in 1995-96, so the fall the heading asserts is not visible on it: net saving averaged 13.0 per cent of GDP across 1959-60 to 1979-80 and peaked at 15.9 per cent in 1973-74, against 3.6 per cent in 2025-26. The audit also found the page's comparator years were the high side of a volatile series: 2015-16 was 2.4 per cent, BELOW today, and 2000-01 was 3.9, and neither was mentioned. The series minimum is 1.2 per cent in 1991-92. This is a NEW call, not one recovered from the transcripts — the calls this page was built from start at 1990-Q1 and cannot reach the 1960s and 1970s at all, so the heading could not have been supported from them. It was executed on 2026-09-16 against the same June 2026 release and is recorded here exactly as run. GDP is the matching M3.GPM.10.AUS.Q current-price original series over the same financial years; both are four-quarter sums and the ratios are calculated by Aard.

    Source: Australian Bureau of Statistics, Australian National Accounts: National Income, Expenditure and Product, June 2026. Licensed under CC BY 4.0.

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